Robert Unger is the Director of Electronic Billing and Payment with NACHA – the Electronic Payments Association. In this capacity, Mr. Unger directs the Council for Electronic Billing and Payment, which promotes electronic billing and payment services for consumer and business applications. Members – including financial institutions, technology companies, billing companies – cooperate on education and standards development to further the growth of electronic billing and payment.
Previously, Mr. Unger directed the Student Aid Modernization Partnership Forum, a public/private initiative – led by NACHA – focused on developing e-commerce interoperability standards to improve the delivery of student financial aid and related services.
Prior to joining NACHA, Mr. Unger served as Director of Education with Research and Management Systems, a technology firm providing software and management solutions for research, education and e-commerce in government and higher education.
Mr. Unger has also worked in information systems support and sponsored programs management at the Johns Hopkins University and the University of Maryland at Baltimore. He holds a Bachelor of Arts degree in Philosophy and a Master of Arts degree in Technology Education.
The Automated Clearing House (ACH) Network has the flexibility to accommodate
XML-formatted payment remittance records in the same manner that it currently
transmits EDI-formatted records, according to NACHA - The Electronic Payments
Association.
NACHA develops operating rules and business practices for the ACH network.
ACH payments include direct deposit of payroll, Social Security benefits and
tax refunds, direct payment of consumer bills (preauthorized checking account
deductions), B2B payments, federal tax payments, and, increasingly, e-check
and e-commerce payments. In 2001 there were almost 8 billion ACH payments
made worth $22.2 trillion.
B2B Payments and Remittance in ACH Network
More than 20,000 financial institutions are connected to the ACH network. As
B2B e-... (more)
Robert Unger is the Director of Electronic Billing and Payment with NACHA – the Electronic Payments Association. In this capacity, Mr. Unger directs the Council for Electronic Billing and Payment, which promotes electronic billing and payment services for consumer and business applications. Members – including financial institutions, technology companies, billing companies – cooperate on education and standards development to further the growth of electronic billing and payment.
Patrick Harding
Tom Fisher
Robert Graybill
Eric Lantz
Scot Schultz
Brian Sparks
Gilad Shainer
Clint Lee
Maria Lorna Kunnath
